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Mortgage Insurance Information
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Your home is often your biggest investment. If something tragic should happen to you, it could also become your biggest debt. Mortgage lenders usually require you to purchase insurance guaranteeing repayment of your mortgage loan in the event of your death. By using a life insurance policy for mortgage protection instead of one offered by the mortgage lender, you are not restricted to the exact amount of the mortgage, you own the policy not the lender, and it goes with you to cover your next mortgage. Your family will have the funds needed to pay off the balance of your loan plus help cover any other outstanding expenses. Depending on the life insurance plan, you can choose from a variety of options including additional income at retirement.



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